@import url('https://fonts.googleapis.com/css2?family=Libre+Baskerville:ital,wght@0,400;0,700;1,400&family=DM+Sans:ital,opsz,wght@0,9..40,300;0,9..40,400;0,9..40,500;0,9..40,600;1,9..40,300&display=swap');.ducknowl-wrapper hr{display:none}.simpalm-latam-wrapper hr{display:none}.simpalm-latam-wrapper br{display:none}.simpalm-brazil-wrapper br{display:none}.simpalm-latam-wrapper .split-items li:before{width:auto !important;height:auto !important;border-radius:0 !important;background:0 0 !important}.ducknowl-wrapper{--navy:#1b3d6f;--navy-light:#eef3fa;--gold:#c8922a;--gold-light:#fbf4e3;--bg:#f7f7f7;--surface:#fff;--ink:#2c2c2a;--ink-mid:#5f5e5a;--ink-muted:#888780;--rule:#e2e0da;--sans:'DM Sans',system-ui,sans-serif;--serif:'Libre Baskerville',Georgia,serif;--r-md:8px;--r-lg:12px;background:var(--bg);color:var(--ink);font-family:var(--sans);font-size:17px;line-height:1.75;-webkit-font-smoothing:antialiased;padding:24px}.ducknowl-wrapper *,.ducknowl-wrapper *:before,.ducknowl-wrapper *:after{box-sizing:border-box}.ducknowl-wrapper .page{max-width:720px;margin:0 auto;padding:0 0 80px}.ducknowl-wrapper .brand-bar{height:4px;background:var(--navy);border-radius:0 0 2px 2px;margin-bottom:2.5rem;position:relative}.ducknowl-wrapper .brand-bar:after{content:'';position:absolute;left:0;top:0;width:72px;height:4px;background:var(--gold);border-radius:0 2px 2px 0}.ducknowl-wrapper .eyebrow{font-size:11px;font-weight:600;letter-spacing:.13em;text-transform:uppercase;color:var(--gold);margin:0 0 1rem;display:flex;align-items:center;gap:10px}.ducknowl-wrapper .eyebrow:before{content:'';width:26px;height:1.5px;background:var(--gold);display:inline-block}.ducknowl-wrapper h1.post-title{font-family:var(--serif);font-size:clamp(26px,4vw,38px);font-weight:700;line-height:1.2;color:var(--ink);margin:0 0 1.25rem;padding:0;border:none}.ducknowl-wrapper .byline{display:flex;align-items:center;gap:14px;padding-bottom:2rem;border-bottom:1px solid var(--rule);margin-bottom:2.5rem}.ducknowl-wrapper .avatar{width:44px;height:44px;border-radius:50%;background:var(--navy);color:#fff;font-size:13px;font-weight:600;display:flex;align-items:center;justify-content:center;flex-shrink:0;letter-spacing:.03em;margin:0}.ducknowl-wrapper .byline-text{font-size:13px;color:var(--ink-muted);line-height:1.5;margin:0}.ducknowl-wrapper .byline-text strong{color:var(--ink)}.ducknowl-wrapper .prose p{margin:0 0 1.4rem;color:var(--ink);padding:0}.ducknowl-wrapper .prose p.lead{font-size:19px;line-height:1.7;font-family:var(--serif);font-style:italic;color:var(--navy);margin-bottom:1.75rem}.ducknowl-wrapper .prose h2{font-family:var(--serif);font-size:24px;font-weight:700;color:var(--ink);margin:3rem 0 1.1rem;line-height:1.3;border:none;padding:0}.ducknowl-wrapper .prose ul{list-style:none;padding:0;margin:.5rem 0 1.4rem}.ducknowl-wrapper .prose ul li{font-size:16px;line-height:1.7;color:var(--ink);padding:6px 0 6px 22px;position:relative;border-bottom:1px solid var(--rule);margin:0}.ducknowl-wrapper .prose ul li:last-child{border-bottom:none}.ducknowl-wrapper .prose ul li:before{content:'';position:absolute;left:0;top:14px;width:7px;height:7px;border-radius:50%;background:var(--gold)}.ducknowl-wrapper .pull-quote{font-family:var(--serif);font-size:20px;font-style:italic;line-height:1.65;color:var(--navy);border-left:3px solid var(--gold);border-radius:0;padding:10px 0 10px 24px;margin:2.25rem 0}.ducknowl-wrapper .divider{border:none;border-top:1px solid var(--rule);margin:2.75rem 0}.ducknowl-wrapper .source-note{font-size:12px;color:var(--ink-muted);font-style:italic;margin-top:-.75rem;margin-bottom:1.4rem}.ducknowl-wrapper .stat-strip{display:grid;grid-template-columns:repeat(3,1fr);border:1px solid var(--rule);border-radius:var(--r-lg);overflow:hidden;margin:1.75rem 0 .5rem}@media (max-width:520px){.ducknowl-wrapper .stat-strip{grid-template-columns:1fr}.ducknowl-wrapper .stat-cell{border-right:none;border-bottom:1px solid var(--rule)}.ducknowl-wrapper .stat-cell:last-child{border-bottom:none}}.ducknowl-wrapper .stat-cell{background:var(--surface);padding:1.5rem 1.25rem;text-align:center;border-right:1px solid var(--rule);position:relative}.ducknowl-wrapper .stat-cell:last-child{border-right:none}.ducknowl-wrapper .stat-cell:after{content:'';position:absolute;bottom:0;left:20%;right:20%;height:2px;background:var(--gold);opacity:.45}.ducknowl-wrapper .stat-number{font-family:var(--serif);font-size:40px;font-weight:700;color:var(--navy);line-height:1;margin-bottom:10px}.ducknowl-wrapper .stat-label{font-size:12px;color:var(--ink-mid);line-height:1.55}.ducknowl-wrapper .signal-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:1.75rem 0 2.25rem}@media (max-width:520px){.ducknowl-wrapper .signal-grid{grid-template-columns:1fr}}.ducknowl-wrapper .signal-card{background:var(--surface);border:1px solid var(--rule);border-radius:var(--r-lg);padding:1rem;display:flex;align-items:flex-start;gap:12px}.ducknowl-wrapper .signal-icon{flex-shrink:0;width:34px;height:34px;border-radius:var(--r-md);background:var(--navy-light);display:flex;align-items:center;justify-content:center;font-size:17px;margin:0}.ducknowl-wrapper .signal-text{font-size:13.5px;color:var(--ink-mid);line-height:1.55;margin:0}.ducknowl-wrapper .signal-text strong{display:block;font-size:11px;font-weight:700;color:var(--gold);text-transform:uppercase;letter-spacing:.08em;margin-bottom:3px}.ducknowl-wrapper .compare-wrap{border:1px solid var(--rule);border-radius:var(--r-lg);overflow:hidden;margin:1.75rem 0 2.25rem}.ducknowl-wrapper .compare-title{padding:14px 20px;font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.12em;color:var(--ink-muted);background:var(--bg);border-bottom:1px solid var(--rule);margin:0}.ducknowl-wrapper table.compare{width:100%;border-collapse:collapse;font-size:13.5px;table-layout:fixed;margin:0;border:none}.ducknowl-wrapper table.compare th{text-align:left;font-weight:700;font-size:11px;text-transform:uppercase;letter-spacing:.08em;color:var(--ink-muted);padding:8px 14px;background:var(--surface);border-bottom:1px solid var(--rule)}.ducknowl-wrapper table.compare td{padding:11px 14px;border-bottom:1px solid var(--rule);color:var(--ink);vertical-align:middle;background:var(--surface)}.ducknowl-wrapper table.compare tr:last-child td{border-bottom:none}.ducknowl-wrapper table.compare tr:nth-child(even) td{background:var(--bg)}.ducknowl-wrapper table.compare td.task{font-weight:600;font-size:13.5px}.ducknowl-wrapper .tag{display:inline-block;padding:3px 9px;border-radius:4px;font-size:11px;font-weight:700}.ducknowl-wrapper .tag-yes{background:#eaf3de;color:#3b6d11;border:1px solid #c0dd97}.ducknowl-wrapper .tag-partial{background:#faeeda;color:#854f0b;border:1px solid #fac775}.ducknowl-wrapper .tag-no{background:#fcebeb;color:#a32d2d;border:1px solid #f7c1c1}.ducknowl-wrapper .feature-box{background:var(--gold-light);border:1px solid #e8c97a;border-radius:var(--r-lg);padding:1.5rem 1.75rem 1.5rem 2.1rem;margin:1.75rem 0 2.25rem;position:relative}.ducknowl-wrapper .feature-box:before{content:'';position:absolute;left:0;top:0;bottom:0;width:4px;background:var(--gold);border-radius:var(--r-lg) 0 0 var(--r-lg)}.ducknowl-wrapper .feature-label{font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.12em;color:var(--gold);margin-bottom:.75rem}.ducknowl-wrapper .feature-box p{font-size:14.5px;color:var(--ink-mid);line-height:1.7;margin-bottom:.75rem}.ducknowl-wrapper .feature-box p:last-child{margin-bottom:0}.ducknowl-wrapper .insight-box{background:var(--navy-light);border:1px solid #b5d4f4;border-radius:var(--r-lg);padding:1.5rem 1.75rem;margin:1.75rem 0 2.25rem}.ducknowl-wrapper .insight-label{font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.12em;color:var(--navy);margin-bottom:1.1rem}.ducknowl-wrapper .insight-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px}@media (max-width:520px){.ducknowl-wrapper .insight-grid{grid-template-columns:1fr}}.ducknowl-wrapper .insight-item{background:var(--surface);border-radius:var(--r-md);border:1px solid var(--rule);padding:.9rem 1rem}.ducknowl-wrapper .insight-item strong{display:block;font-size:12px;font-weight:700;color:var(--navy);margin-bottom:4px}.ducknowl-wrapper .insight-item span{font-size:12.5px;color:var(--ink-mid);line-height:1.55}.ducknowl-wrapper .cascade{border:1px solid var(--rule);border-radius:var(--r-lg);overflow:hidden;margin:1.75rem 0 2.25rem}.ducknowl-wrapper .cascade-header{padding:14px 20px;font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.12em;color:var(--ink-muted);background:var(--bg);border-bottom:1px solid var(--rule);margin:0}.ducknowl-wrapper .cascade-row{display:grid;grid-template-columns:1fr 32px 1fr;align-items:center;padding:13px 20px;gap:8px;border-bottom:1px solid var(--rule);background:var(--surface)}.ducknowl-wrapper .cascade-row:nth-child(even){background:var(--bg)}.ducknowl-wrapper .cascade-row:last-child{border-bottom:none}.ducknowl-wrapper .cascade-cause{font-size:13.5px;color:var(--ink-mid);line-height:1.45}.ducknowl-wrapper .cascade-arrow{font-size:20px;color:var(--gold);text-align:center;font-weight:700}.ducknowl-wrapper .cascade-effect{font-size:13.5px;color:var(--ink);font-weight:600;line-height:1.45}.ducknowl-wrapper .timing-wrap{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:1.75rem 0 2.25rem}@media (max-width:520px){.ducknowl-wrapper .timing-wrap{grid-template-columns:1fr}}.ducknowl-wrapper .timing-side{background:var(--surface);border:1px solid var(--rule);border-radius:var(--r-lg);padding:1.1rem 1.25rem}.ducknowl-wrapper .timing-label{font-size:10px;text-transform:uppercase;letter-spacing:.1em;color:var(--ink-muted);margin-bottom:6px}.ducknowl-wrapper .timing-heading{font-size:15px;font-weight:700;color:var(--ink);margin:0 0 12px;padding-bottom:10px;border-bottom:1px solid var(--rule)}.ducknowl-wrapper .timing-side ul{list-style:none;padding:0;margin:0}.ducknowl-wrapper .timing-side ul li{font-size:13px;line-height:1.6;color:var(--ink-mid);padding:6px 0 6px 18px;position:relative;border-bottom:1px solid var(--rule);margin:0}.ducknowl-wrapper .timing-side ul li:last-child{border-bottom:none}.ducknowl-wrapper .timing-side ul li:before{content:'';position:absolute;left:0;top:13px;width:6px;height:6px;border-radius:50%;background:var(--gold)}.ducknowl-wrapper .author-bio{display:flex;align-items:flex-start;gap:18px;padding:1.75rem 0;border-top:1px solid var(--rule);border-bottom:1px solid var(--rule);margin:2.75rem 0 2.25rem}.ducknowl-wrapper .bio-avatar{width:52px;height:52px;border-radius:50%;background:var(--navy);color:#fff;font-size:14px;font-weight:600;display:flex;align-items:center;justify-content:center;flex-shrink:0;letter-spacing:.04em;margin:0}.ducknowl-wrapper .bio-name{font-size:15px;font-weight:700;color:var(--ink);margin-bottom:2px}.ducknowl-wrapper .bio-role{font-size:12px;color:var(--gold);font-weight:600;margin-bottom:8px}.ducknowl-wrapper .bio-text{font-size:13.5px;color:var(--ink-mid);line-height:1.65;margin:0}.ducknowl-wrapper .cta-block{background:var(--navy);border-radius:var(--r-lg);padding:2.75rem 2rem;text-align:center;position:relative;overflow:hidden}.ducknowl-wrapper .cta-block:before{content:'';position:absolute;top:0;left:0;right:0;height:4px;background:var(--gold)}.ducknowl-wrapper .cta-block h2{font-family:var(--serif);font-size:24px;font-weight:700;color:var(--gold);margin:0 0 12px;line-height:1.3;padding:0;border:none}.ducknowl-wrapper .cta-block p{font-size:15px;color:rgba(255,255,255,.78);line-height:1.7;margin:0}.simpalm-wrapper{--brand-blue:#214d87;--brand-blue-dark:#173561;--brand-blue-mid:#1e4070;--brand-gold:#c89a2d;--brand-gold-dark:#9a7320;--sans:'DM Sans',system-ui,sans-serif;--serif:'Libre Baskerville',Georgia,serif;--ink:#444;--ink-muted:#666;--ink-faint:#999;--rule:#e0e0e0;--bg:#f7f7f7;--surface:#fff;background:var(--bg);color:var(--ink);font-family:var(--sans);font-size:17px;line-height:1.75;-webkit-font-smoothing:antialiased;padding-bottom:40px}.simpalm-wrapper .site-nav{background:#173561;position:sticky;top:0;z-index:100;box-shadow:0 2px 16px rgba(15,30,60,.28)}.simpalm-wrapper .nav-inner{max-width:960px;margin:0 auto;padding:0 24px;height:52px;display:flex;align-items:center;gap:0}.simpalm-wrapper .nav-logo{font-family:var(--serif);font-size:15px;font-weight:700;color:#fff;text-decoration:none;letter-spacing:.01em;margin-right:auto;display:flex;align-items:center;gap:8px}.simpalm-wrapper .nav-logo-dot{width:7px;height:7px;border-radius:50%;background:#c89a2d;display:inline-block;flex-shrink:0}.simpalm-wrapper .nav-label{font-size:10px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:rgba(255,255,255,.4);margin-right:14px;white-space:nowrap}.simpalm-wrapper .nav-posts{display:flex;gap:4px;list-style:none}.simpalm-wrapper .nav-posts li a{display:block;padding:6px 14px;font-size:13px;font-weight:500;color:rgba(255,255,255,.72);text-decoration:none;border-radius:6px;transition:background .15s,color .15s;white-space:nowrap;border:1px solid transparent}.simpalm-wrapper .nav-posts li a:hover{background:rgba(255,255,255,.09);color:#fff}.simpalm-wrapper .nav-posts li a.active{background:rgba(200,154,45,.15);color:#c89a2d;border-color:rgba(200,154,45,.3)}.simpalm-wrapper .page-wrapper{max-width:760px;margin:0 auto;padding:0 24px 80px}.simpalm-wrapper .post-header{padding:48px 0;border-bottom:1px solid var(--rule);margin-bottom:56px;position:relative}.simpalm-wrapper .brand-bar{position:absolute;top:0;left:-24px;right:-24px;height:4px;background:#214d87}.simpalm-wrapper .brand-bar-inner{height:4px;width:80px;background:#c89a2d}.simpalm-wrapper .post-eyebrow{font-size:11px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--brand-gold-dark);margin-bottom:18px;display:flex;align-items:center;gap:10px}.simpalm-wrapper .post-eyebrow:before{content:'';display:inline-block;width:28px;height:2px;background:#c89a2d;border-radius:1px}.simpalm-wrapper h1.post-title{font-family:var(--serif);font-size:clamp(24px,4vw,36px);line-height:1.2;font-weight:700;color:#17171a;margin-bottom:24px;max-width:680px}.simpalm-wrapper .post-meta{display:flex;align-items:center;gap:16px;font-size:13px;color:var(--ink-faint)}.simpalm-wrapper .byline-row{display:flex;align-items:center;gap:12px;margin-top:20px;padding-top:20px;border-top:1px solid var(--rule)}.simpalm-wrapper .byline-avatar{width:40px;height:40px;border-radius:50%;background:#173561;color:#fff;font-size:12px;font-weight:700;display:flex;align-items:center;justify-content:center;flex-shrink:0;letter-spacing:.04em}.simpalm-wrapper .byline-text{font-size:13px;color:var(--ink-faint);line-height:1.45}.simpalm-wrapper .byline-text strong{color:var(--ink);display:block}.simpalm-wrapper .prose p{margin-bottom:1.5rem;color:#444}.simpalm-wrapper .prose p:last-child{margin-bottom:0}.simpalm-wrapper .prose p.lead{font-family:var(--serif);font-size:19px;font-style:italic;line-height:1.7;color:#173561;margin-bottom:1.75rem}.simpalm-wrapper .prose h2{font-family:var(--serif);font-size:22px;font-weight:700;color:#17171a;margin:3rem 0 1rem;line-height:1.3}.simpalm-wrapper .prose ul{list-style:none;padding:0;margin:1rem 0 1.5rem}.simpalm-wrapper .prose ul li{padding:6px 0 6px 22px;position:relative;color:#fff;font-size:16px;line-height:1.6;border-bottom:1px solid var(--rule)}.simpalm-wrapper .prose ul li:last-child{border-bottom:none}.simpalm-wrapper .prose ul li:before{content:'';position:absolute;left:0;top:7px;width:7px;height:7px;border-radius:50%;background:#c89a2d}.simpalm-wrapper .pull-quote{font-family:var(--serif);font-size:19px;font-style:italic;line-height:1.55;color:#214d87;border-left:3px solid #c89a2d;padding:10px 0 10px 24px;margin:2.5rem 0}.simpalm-wrapper .section-divider{border:none;border-top:1px solid var(--rule);margin:3rem 0}.simpalm-wrapper .source-note{font-size:12px;color:var(--ink-faint);font-style:italic;margin-top:-.75rem;margin-bottom:1.5rem}.simpalm-wrapper .w-shell{background:#173561;border-radius:16px;border-left:5px solid #c89a2d;box-shadow:0 6px 28px rgba(15,30,60,.22);padding:28px;margin:2.5rem 0}.simpalm-wrapper .w-shell-title{font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:#c89a2d;margin-bottom:20px;display:flex;align-items:center;gap:10px}.simpalm-wrapper .w-shell-title:after{content:'';flex:1;height:1px;background:rgba(255,255,255,.12)}.simpalm-wrapper .checklist{display:flex;flex-direction:column;gap:0}.simpalm-wrapper .check-item{display:flex;align-items:flex-start;gap:16px;padding:16px 0;border-bottom:1px solid rgba(255,255,255,.08)}.simpalm-wrapper .check-item:last-child{border-bottom:none}.simpalm-wrapper .check-box{flex-shrink:0;width:22px;height:22px;border-radius:4px;border:2px solid rgba(200,154,45,.5);margin-top:2px;display:flex;align-items:center;justify-content:center}.simpalm-wrapper .check-body strong{display:block;font-size:14px;font-weight:700;color:#fff !important;margin-bottom:3px}.simpalm-wrapper .check-body span{font-size:13.5px;color:rgba(255,255,255,.72);line-height:1.5}.simpalm-wrapper .check-score{margin-top:20px;padding:14px 18px;background:rgba(200,154,45,.12);border-radius:10px;border:1px solid rgba(200,154,45,.25);font-size:13px;color:#c89a2d;line-height:1.6;font-style:italic}.simpalm-wrapper .stat-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:14px}.simpalm-wrapper .stat-cell{background:#1e4070;border-radius:12px;padding:28px 18px;text-align:center;position:relative;overflow:hidden}.simpalm-wrapper .stat-cell:after{content:'';position:absolute;bottom:0;left:0;right:0;height:3px;background:rgba(200,154,45,.5)}.simpalm-wrapper .stat-number{font-family:var(--serif);font-size:40px;font-weight:700;color:#c89a2d;line-height:1;margin-bottom:10px}.simpalm-wrapper .stat-label{font-size:12px;color:rgba(255,255,255,.8);line-height:1.5}.simpalm-wrapper .impact-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}@media (max-width:500px){.simpalm-wrapper .impact-grid{grid-template-columns:1fr}}.simpalm-wrapper .impact-card{background:#1e4070;border-radius:12px;padding:20px 18px;display:flex;gap:14px;align-items:flex-start}.simpalm-wrapper .impact-icon{flex-shrink:0;width:36px;height:36px;border-radius:8px;background:rgba(200,154,45,.15);display:flex;align-items:center;justify-content:center}.simpalm-wrapper .impact-icon svg{width:17px;height:17px;stroke:#c89a2d;fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}.simpalm-wrapper .impact-text strong{display:block;font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.07em;color:#c89a2d !important;margin-bottom:4px}.simpalm-wrapper .impact-text span{font-size:13.5px;color:rgba(255,255,255,.8);line-height:1.5}.simpalm-wrapper .ladder{display:flex;flex-direction:column;gap:0}.simpalm-wrapper .ladder-step{display:flex;gap:18px;align-items:flex-start;padding:0 0 24px;position:relative}.simpalm-wrapper .ladder-step:last-child{padding-bottom:0}.simpalm-wrapper .ladder-step:before{content:'';position:absolute;left:18px;top:40px;bottom:0;width:2px;background:rgba(200,154,45,.25)}.simpalm-wrapper .ladder-step:last-child:before{display:none}.simpalm-wrapper .ladder-num{flex-shrink:0;width:38px;height:38px;border-radius:50%;background:#c89a2d;color:#173561;font-weight:800;font-size:15px;display:flex;align-items:center;justify-content:center;font-family:var(--serif);position:relative;z-index:1}.simpalm-wrapper .ladder-body{padding-top:6px}.simpalm-wrapper .ladder-body strong{display:block;font-size:14px;font-weight:700;color:#fff !important;margin-bottom:4px}.simpalm-wrapper .ladder-body span{font-size:13.5px;color:rgba(255,255,255,.72);line-height:1.5}.simpalm-wrapper .split-compare{display:grid;grid-template-columns:1fr 1fr;gap:14px}@media (max-width:540px){.simpalm-wrapper .split-compare{grid-template-columns:1fr}}.simpalm-wrapper .split-col{background:#1e4070;border-radius:12px;padding:22px 20px}.simpalm-wrapper .split-col-label{font-size:10px;font-weight:700;letter-spacing:.13em;text-transform:uppercase;margin-bottom:14px;padding-bottom:10px;border-bottom:1px solid rgba(255,255,255,.1);color:#c89a2d}.simpalm-wrapper .split-col:first-child .split-col-label{color:rgba(255,255,255,.45)}.simpalm-wrapper .split-col:last-child .split-col-label{color:#c89a2d}.simpalm-wrapper .split-items{list-style:none;padding:0;margin:0}.simpalm-wrapper .split-items li{font-size:13.5px;color:rgba(255,255,255,.78);padding:7px 0;border-bottom:1px solid rgba(255,255,255,.07);display:flex;align-items:flex-start;gap:8px;line-height:1.45}.simpalm-wrapper .split-items li:last-child{border-bottom:none}.simpalm-wrapper .split-items li:before{content:'';width:6px;height:6px;border-radius:50%;flex-shrink:0;margin-top:7px}.simpalm-wrapper .split-col:first-child .split-items li:before{background:rgba(255,255,255,.25)}.simpalm-wrapper .split-col:last-child .split-items li:before{background:#c89a2d}.simpalm-wrapper .split-col:last-child .split-items li{font-weight:500;color:rgba(255,255,255,.9)}.simpalm-wrapper .chart-wrap{background:#173561;border-radius:16px;padding:28px;margin:2.5rem 0;box-shadow:0 6px 28px rgba(15,30,60,.22);border-left:5px solid #c89a2d}.simpalm-wrapper .chart-title{font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.14em;color:#c89a2d;margin-bottom:22px;display:flex;align-items:center;gap:10px}.simpalm-wrapper .chart-title:after{content:'';flex:1;height:1px;background:rgba(255,255,255,.12)}.simpalm-wrapper .bridge-box{background:#173561;border-radius:16px;border-left:5px solid #c89a2d;box-shadow:0 6px 28px rgba(15,30,60,.22);padding:28px 32px;margin:3rem 0;display:flex;align-items:center;gap:24px}@media (max-width:520px){.simpalm-wrapper .bridge-box{flex-direction:column;gap:16px}}.simpalm-wrapper .bridge-icon{flex-shrink:0;width:48px;height:48px;background:rgba(200,154,45,.15);border-radius:12px;display:flex;align-items:center;justify-content:center}.simpalm-wrapper .bridge-icon svg{width:22px;height:22px;stroke:#c89a2d;fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}.simpalm-wrapper .bridge-text{flex:1}.simpalm-wrapper .bridge-label{font-size:10px;font-weight:700;text-transform:uppercase;letter-spacing:.12em;color:#c89a2d;margin-bottom:4px}.simpalm-wrapper .bridge-heading{font-family:var(--serif);font-size:16px;font-weight:700;color:#fff;margin-bottom:6px;line-height:1.3}.simpalm-wrapper .bridge-sub{font-size:13px;color:rgba(255,255,255,.65);line-height:1.5}.simpalm-wrapper .bridge-btn{flex-shrink:0;display:inline-block;background:#c89a2d;color:#173561;font-size:13px;font-weight:700;padding:10px 20px;border-radius:8px;text-decoration:none;white-space:nowrap;transition:opacity .15s}.simpalm-wrapper .bridge-btn:hover{opacity:.88}.simpalm-wrapper .author-bio{display:flex;align-items:flex-start;gap:18px;padding:1.75rem 0;border-top:1px solid var(--rule);border-bottom:1px solid var(--rule);margin:2.75rem 0 2.25rem}.simpalm-wrapper .bio-avatar{width:52px;height:52px;border-radius:50%;background:#173561;color:#fff;font-size:14px;font-weight:700;display:flex;align-items:center;justify-content:center;flex-shrink:0;letter-spacing:.04em}.simpalm-wrapper .bio-name{font-size:15px;font-weight:700;color:#17171a;margin-bottom:2px}.simpalm-wrapper .bio-role{font-size:12px;color:#9a7320;font-weight:600;margin-bottom:8px}.simpalm-wrapper .bio-text{font-size:13.5px;color:var(--ink-muted);line-height:1.65}.simpalm-wrapper .cta-block{background:#173561;border-radius:16px;padding:48px 44px;margin-top:3rem;text-align:center;position:relative;overflow:hidden;box-shadow:0 6px 28px rgba(15,30,60,.22);border-left:5px solid #c89a2d}.simpalm-wrapper .cta-block:before{content:'';position:absolute;top:0;left:0;right:0;height:4px;background:#c89a2d}.simpalm-wrapper .cta-block h2{font-family:var(--serif);font-size:22px;color:#c89a2d;margin-bottom:12px}.simpalm-wrapper .cta-block p{color:rgba(255,255,255,.75);font-size:15px;margin-bottom:1.5rem;line-height:1.7}.simpalm-wrapper .cta-btn{display:inline-block;background:#c89a2d;color:#173561;font-size:14px;font-weight:700;padding:13px 28px;border-radius:8px;text-decoration:none;transition:opacity .15s}.simpalm-wrapper .cta-btn:hover{opacity:.88}.section-divider{display:none}.simpalm-wrapper br{display:none}.simpalm-latam-wrapper *,.simpalm-latam-wrapper *:before,.simpalm-latam-wrapper *:after{box-sizing:border-box;margin:0;padding:0}.simpalm-latam-wrapper{--navy:#1b3d6f;--navy-dark:#112848;--navy-light:#eef3fa;--gold:#c8922a;--gold-light:#fbf4e3;--gold-border:#e8c97a;--bg:#f7f7f7;--surface:#fff;--ink:#2c2c2a;--ink-mid:#5f5e5a;--ink-muted:#888780;--rule:#e2e0da;--sans:'DM Sans',system-ui,sans-serif;--serif:'Libre Baskerville',Georgia,serif;--r-md:8px;--r-lg:12px;background:var(--bg);color:var(--ink);font-family:var(--sans);font-size:17px;line-height:1.75;-webkit-font-smoothing:antialiased;padding-bottom:40px}.simpalm-latam-wrapper .site-nav{background:var(--navy-dark);position:sticky;top:0;z-index:100;box-shadow:0 2px 12px rgba(10,24,48,.3)}.simpalm-latam-wrapper .nav-inner{max-width:960px;margin:0 auto;padding:0 24px;height:52px;display:flex;align-items:center;gap:16px}.simpalm-latam-wrapper .nav-logo{font-family:var(--serif);font-size:15px;font-weight:700;color:#fff;text-decoration:none;margin-right:auto;display:flex;align-items:center;gap:8px}.simpalm-latam-wrapper .nav-dot{width:7px;height:7px;border-radius:50%;background:var(--gold);flex-shrink:0}.simpalm-latam-wrapper .nav-tag{font-size:10px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:rgba(255,255,255,.38)}.simpalm-latam-wrapper .nav-links{display:flex;gap:4px;list-style:none}.simpalm-latam-wrapper .nav-links li a{display:block;padding:6px 13px;font-size:13px;font-weight:500;color:rgba(255,255,255,.65);text-decoration:none;border-radius:6px;border:1px solid transparent;transition:background .15s,color .15s;white-space:nowrap}.simpalm-latam-wrapper .nav-links li a:hover{background:rgba(255,255,255,.08);color:#fff}.simpalm-latam-wrapper .nav-links li a.active{background:rgba(200,146,42,.14);color:var(--gold);border-color:rgba(200,146,42,.28)}.simpalm-latam-wrapper .page{max-width:760px;margin:0 auto;padding:0 24px 80px}.simpalm-latam-wrapper .post-header{padding:52px 0 48px;border-bottom:1px solid var(--rule);margin-bottom:52px;position:relative}.simpalm-latam-wrapper .brand-bar{position:absolute;top:0;left:-24px;right:-24px;height:4px;background:var(--navy)}.simpalm-latam-wrapper .brand-bar-gold{height:4px;width:80px;background:var(--gold)}.simpalm-latam-wrapper .eyebrow{font-size:11px;font-weight:700;letter-spacing:.13em;text-transform:uppercase;color:var(--gold);margin-bottom:18px;display:flex;align-items:center;gap:10px}.simpalm-latam-wrapper .eyebrow:before{content:'';display:inline-block;width:28px;height:2px;background:var(--gold);border-radius:1px}.simpalm-latam-wrapper h1.post-title{font-family:var(--serif);font-size:clamp(25px,4vw,37px);font-weight:700;line-height:1.2;color:var(--ink);margin-bottom:22px;max-width:680px}.simpalm-latam-wrapper .post-meta{display:flex;align-items:center;gap:16px;font-size:13px;color:var(--ink-muted);flex-wrap:wrap}.simpalm-latam-wrapper .byline-row{display:flex;align-items:center;gap:10px;margin-top:18px;padding-top:18px;border-top:1px solid var(--rule)}.simpalm-latam-wrapper .byline-avatar{width:40px;height:40px;border-radius:50%;background:var(--navy);color:#fff;font-size:12px;font-weight:700;display:flex;align-items:center;justify-content:center;flex-shrink:0;letter-spacing:.04em}.simpalm-latam-wrapper .byline-text{font-size:13px;color:var(--ink-muted);line-height:1.45}.simpalm-latam-wrapper .byline-text strong{color:var(--ink);display:block}.simpalm-latam-wrapper .prose p{margin-bottom:1.45rem;color:var(--ink)}.simpalm-latam-wrapper .prose p.lead{font-family:var(--serif);font-size:19px;font-style:italic;line-height:1.7;color:var(--navy);margin-bottom:1.75rem}.simpalm-latam-wrapper .prose h2{font-family:var(--serif);font-size:24px;font-weight:700;color:var(--ink);margin:3rem 0 1.1rem;line-height:1.3}.simpalm-latam-wrapper .prose ul{list-style:none;padding:0;margin:.5rem 0 1.5rem}.simpalm-latam-wrapper .prose ul li{font-size:16px;line-height:1.7;color:var(--ink);padding:6px 0 6px 30px;position:relative;border-bottom:1px solid var(--rule)}.simpalm-latam-wrapper .prose ul li:last-child{border-bottom:none}.simpalm-latam-wrapper .prose ul li:before{content:'';position:absolute;left:0;top:15px;width:7px;height:7px;border-radius:50%;background:var(--gold)}.simpalm-latam-wrapper .pull-quote{font-family:var(--serif);font-size:20px;font-style:italic;line-height:1.6;color:var(--navy);border-left:3px solid var(--gold);border-radius:0;padding:10px 0 10px 24px;margin:2.25rem 0}.simpalm-latam-wrapper .divider{border:none;border-top:1px solid var(--rule);margin:2.75rem 0}.simpalm-latam-wrapper .source-note{font-size:12px;color:var(--ink-muted);font-style:italic;margin-top:-.9rem;margin-bottom:1.5rem}.simpalm-latam-wrapper .stat-strip{display:grid;grid-template-columns:repeat(3,1fr);border:1px solid var(--rule);border-radius:var(--r-lg);overflow:hidden;margin:1.75rem 0 .5rem;margin-bottom:30px;background:var(--surface)}@media (max-width:540px){.simpalm-latam-wrapper .stat-strip{grid-template-columns:1fr}.simpalm-latam-wrapper .stat-cell{border-right:none !important;border-bottom:1px solid var(--rule)}.simpalm-latam-wrapper .stat-cell:last-child{border-bottom:none}}.simpalm-latam-wrapper .stat-cell{padding:1.5rem 1.25rem;text-align:center;border-right:1px solid var(--rule);position:relative}.simpalm-latam-wrapper .stat-cell:last-child{border-right:none}.simpalm-latam-wrapper .stat-cell:after{content:'';position:absolute;bottom:0;left:20%;right:20%;height:2px;background:var(--gold);opacity:.5}.simpalm-latam-wrapper .stat-num{font-family:var(--serif);font-size:40px;font-weight:700;color:var(--navy);line-height:1;margin-bottom:10px}.simpalm-latam-wrapper .stat-label{font-size:12px;color:var(--ink-mid);line-height:1.55}.simpalm-latam-wrapper .myth-grid{display:grid;grid-template-columns:1fr;gap:12px;margin:1.75rem 0 2.25rem}.simpalm-latam-wrapper .myth-card{border:1px solid var(--rule);border-radius:var(--r-lg);overflow:hidden;background:var(--surface)}.simpalm-latam-wrapper .myth-header{display:flex;align-items:flex-start;gap:14px;padding:1rem 1.25rem;background:#fdf2f2;border-bottom:1px solid #f5c8c8}.simpalm-latam-wrapper .myth-badge{flex-shrink:0;font-size:10px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:#a32d2d;background:#fcebeb;border:1px solid #f7c1c1;padding:3px 8px;border-radius:4px;margin-top:2px}.simpalm-latam-wrapper .myth-text{font-size:14px;color:#5c2020;line-height:1.5;font-style:italic}.simpalm-latam-wrapper .fact-body{padding:1rem 1.25rem;display:flex;align-items:flex-start;gap:14px}.simpalm-latam-wrapper .fact-badge{flex-shrink:0;font-size:10px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:#27500a;background:#eaf3de;border:1px solid #c0dd97;padding:3px 8px;border-radius:4px;margin-top:2px}.simpalm-latam-wrapper .fact-text{font-size:14px;color:var(--ink-mid);line-height:1.6}.simpalm-latam-wrapper .tz-wrap{border:1px solid var(--rule);border-radius:var(--r-lg);overflow:hidden;margin:1.75rem 0 2.25rem;background:var(--surface)}.simpalm-latam-wrapper .tz-header{padding:13px 20px;font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.12em;color:var(--ink-muted);background:var(--bg);border-bottom:1px solid var(--rule)}.simpalm-latam-wrapper .tz-body{padding:1.5rem 1.25rem;display:flex;flex-direction:column;gap:14px}.simpalm-latam-wrapper .tz-row{display:flex;align-items:center;gap:14px}.simpalm-latam-wrapper .tz-label{font-size:13px;font-weight:600;color:var(--ink);width:140px;flex-shrink:0}.simpalm-latam-wrapper .tz-bar-wrap{flex:1;position:relative;height:28px}.simpalm-latam-wrapper .tz-track{position:absolute;top:8px;left:0;right:0;height:12px;background:var(--bg);border-radius:6px;border:1px solid var(--rule);overflow:hidden}.simpalm-latam-wrapper .tz-fill{height:100%;border-radius:6px;background:var(--navy);opacity:.18;position:absolute}.simpalm-latam-wrapper .tz-overlap{height:100%;border-radius:6px;background:var(--gold);position:absolute}.simpalm-latam-wrapper .tz-note{font-size:12px;color:var(--ink-muted);width:90px;flex-shrink:0;text-align:right}.simpalm-latam-wrapper .tz-legend{display:flex;gap:20px;padding:0 1.25rem 1.25rem;font-size:12px;color:var(--ink-muted)}.simpalm-latam-wrapper .tz-legend span{display:flex;align-items:center;gap:6px}.simpalm-latam-wrapper .tz-legend-dot{width:10px;height:10px;border-radius:2px;display:inline-block}.simpalm-latam-wrapper .split-wrap{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:1.75rem 0 2.25rem}@media (max-width:520px){.simpalm-latam-wrapper .split-wrap{grid-template-columns:1fr}}.simpalm-latam-wrapper .split-col{background:var(--surface);border:1px solid var(--rule);border-radius:var(--r-lg);overflow:hidden}.simpalm-latam-wrapper .split-col-label{padding:11px 16px;font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.1em;border-bottom:1px solid var(--rule)}.simpalm-latam-wrapper .split-col.old .split-col-label{color:var(--ink-muted);background:var(--bg)}.simpalm-latam-wrapper .split-col.new .split-col-label{color:var(--navy);background:var(--navy-light);border-color:#b5d4f4}.simpalm-latam-wrapper .split-items{list-style:none;padding:0;margin:0}.simpalm-latam-wrapper .split-items li{padding:10px 16px 10px 38px;position:relative;font-size:13.5px;color:var(--ink-mid);line-height:1.5;border-bottom:1px solid var(--rule)}.simpalm-latam-wrapper .split-items li:last-child{border-bottom:none}.simpalm-latam-wrapper .split-col.old .split-items li:before{content:'✕';position:absolute;left:14px;font-size:12px;color:#a32d2d;top:11px}.simpalm-latam-wrapper .split-col.new .split-items li:before{content:'✓';position:absolute;left:14px;font-size:13px;color:#3b6d11;font-weight:700;top:10px}.simpalm-latam-wrapper .impact-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:1.75rem 0 2.25rem}@media (max-width:520px){.simpalm-latam-wrapper .impact-grid{grid-template-columns:1fr}}.simpalm-latam-wrapper .impact-card{background:var(--surface);border:1px solid var(--rule);border-radius:var(--r-lg);padding:1rem 1.1rem;display:flex;align-items:flex-start;gap:12px}.simpalm-latam-wrapper .impact-icon{width:34px;height:34px;flex-shrink:0;background:var(--navy-light);border-radius:var(--r-md);display:flex;align-items:center;justify-content:center}.simpalm-latam-wrapper .impact-icon svg{width:17px;height:17px;stroke:var(--navy);fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}.simpalm-latam-wrapper .impact-text{font-size:13.5px;color:var(--ink-mid);line-height:1.55}.simpalm-latam-wrapper .impact-text strong{display:block;font-size:13px;font-weight:700;color:var(--ink);margin-bottom:3px}.simpalm-latam-wrapper .ladder{display:flex;flex-direction:column;gap:0;margin:1.75rem 0 2.25rem;border:1px solid var(--rule);border-radius:var(--r-lg);overflow:hidden}.simpalm-latam-wrapper .ladder-step{display:flex;align-items:flex-start;gap:0;border-bottom:1px solid var(--rule);background:var(--surface)}.simpalm-latam-wrapper .ladder-step:last-child{border-bottom:none}.simpalm-latam-wrapper .ladder-step:nth-child(even){background:var(--bg)}.simpalm-latam-wrapper .ladder-num{flex-shrink:0;width:52px;font-family:var(--serif);font-size:22px;font-weight:700;color:var(--gold);display:flex;align-items:center;justify-content:center;padding:1rem 0;border-right:1px solid var(--rule);min-height:80px}.simpalm-latam-wrapper .ladder-body{padding:1rem 1.25rem}.simpalm-latam-wrapper .ladder-body strong{display:block;font-size:14px;font-weight:700;color:var(--ink);margin-bottom:4px}.simpalm-latam-wrapper .ladder-body span{font-size:13.5px;color:var(--ink-mid);line-height:1.6}.simpalm-latam-wrapper .chart-wrap{background:var(--navy-dark);border-radius:var(--r-lg);padding:1.5rem;margin:1.75rem 0 2.25rem}.simpalm-latam-wrapper .chart-title{font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.1em;color:rgba(255,255,255,.5);margin-bottom:1.1rem}.simpalm-latam-wrapper .chart-legend{display:flex;gap:20px;margin-top:14px;font-size:12px;color:rgba(255,255,255,.45)}.simpalm-latam-wrapper .chart-legend span{display:flex;align-items:center;gap:6px}.simpalm-latam-wrapper .legend-dot{width:10px;height:10px;border-radius:2px;display:inline-block}.simpalm-latam-wrapper .author-bio{display:flex;align-items:flex-start;gap:18px;padding:1.75rem 0;border-top:1px solid var(--rule);border-bottom:1px solid var(--rule);margin:2.75rem 0 2.25rem}.simpalm-latam-wrapper .bio-avatar{width:52px;height:52px;border-radius:50%;background:var(--navy);color:#fff;font-size:14px;font-weight:700;display:flex;align-items:center;justify-content:center;flex-shrink:0;letter-spacing:.04em}.simpalm-latam-wrapper .bio-name{font-size:15px;font-weight:700;color:var(--ink);margin-bottom:2px}.simpalm-latam-wrapper .bio-role{font-size:12px;color:var(--gold);font-weight:600;margin-bottom:8px}.simpalm-latam-wrapper .bio-text{font-size:13.5px;color:var(--ink-mid);line-height:1.65}.simpalm-latam-wrapper .cta-block{background:var(--navy);border-radius:var(--r-lg);padding:2.75rem 2rem;text-align:center;position:relative;overflow:hidden}.simpalm-latam-wrapper .cta-block:before{content:'';position:absolute;top:0;left:0;right:0;height:4px;background:var(--gold)}.simpalm-latam-wrapper .cta-block h2{font-family:var(--serif);font-size:24px;font-weight:700;color:var(--gold);margin-bottom:12px;line-height:1.3}.simpalm-latam-wrapper .cta-block p{font-size:15px;color:rgba(255,255,255,.75);line-height:1.7;margin-bottom:1.5rem}.simpalm-latam-wrapper .cta-btn{display:inline-block;background:var(--gold);color:var(--navy-dark);font-size:14px;font-weight:700;letter-spacing:.04em;padding:12px 28px;border-radius:var(--r-md);text-decoration:none;transition:opacity .15s}.simpalm-latam-wrapper .cta-btn:hover{opacity:.88}.simpalm-brazil-wrapper *,.simpalm-brazil-wrapper *:before,.simpalm-brazil-wrapper *:after{box-sizing:border-box;margin:0;padding:0}.simpalm-brazil-wrapper{--brand-blue:#214d87;--brand-blue-dark:#173561;--brand-blue-mid:#1e4070;--brand-gold:#c89a2d;--brand-gold-dark:#9a7320;--sans:'DM Sans',system-ui,sans-serif;--serif:'Libre Baskerville',Georgia,serif;--ink:#444;--ink-muted:#666;--ink-faint:#999;--rule:#e0e0e0;--bg:#f7f7f7;--surface:#fff;background:var(--bg);color:var(--ink);font-family:var(--sans);font-size:17px;line-height:1.75;-webkit-font-smoothing:antialiased;padding-bottom:40px}.simpalm-brazil-wrapper .site-nav{background:#173561;position:sticky;top:0;z-index:100;box-shadow:0 2px 16px rgba(15,30,60,.28)}.simpalm-brazil-wrapper .nav-inner{max-width:960px;margin:0 auto;padding:0 24px;height:52px;display:flex;align-items:center}.simpalm-brazil-wrapper .nav-logo{font-family:var(--serif);font-size:15px;font-weight:700;color:#fff;text-decoration:none;margin-right:auto;display:flex;align-items:center;gap:8px}.simpalm-brazil-wrapper .nav-logo-dot{width:7px;height:7px;border-radius:50%;background:#c89a2d;flex-shrink:0}.simpalm-brazil-wrapper .nav-label{font-size:10px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:rgba(255,255,255,.4);margin-right:14px;white-space:nowrap}.simpalm-brazil-wrapper .nav-posts{display:flex;gap:4px;list-style:none;flex-wrap:wrap}.simpalm-brazil-wrapper .nav-posts li a{display:block;padding:6px 13px;font-size:12.5px;font-weight:500;color:rgba(255,255,255,.72);text-decoration:none;border-radius:6px;transition:background .15s,color .15s;white-space:nowrap;border:1px solid transparent}.simpalm-brazil-wrapper .nav-posts li a:hover{background:rgba(255,255,255,.09);color:#fff}.simpalm-brazil-wrapper .nav-posts li a.active{background:rgba(200,154,45,.15);color:#c89a2d;border-color:rgba(200,154,45,.3)}.simpalm-brazil-wrapper .page-wrapper{max-width:760px;margin:0 auto;padding:0 24px 80px}.simpalm-brazil-wrapper .post-header{padding:48px 0;border-bottom:1px solid var(--rule);margin-bottom:56px;position:relative}.simpalm-brazil-wrapper .brand-bar{position:absolute;top:0;left:-24px;right:-24px;height:4px;background:#214d87}.simpalm-brazil-wrapper .brand-bar-inner{height:4px;width:80px;background:#c89a2d}.simpalm-brazil-wrapper .post-eyebrow{font-size:11px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--brand-gold-dark);margin-bottom:18px;display:flex;align-items:center;gap:10px}.simpalm-brazil-wrapper .post-eyebrow:before{content:'';display:inline-block;width:28px;height:2px;background:#c89a2d;border-radius:1px}.simpalm-brazil-wrapper h1.post-title{font-family:var(--serif);font-size:clamp(24px,4vw,36px);line-height:1.2;font-weight:700;color:#17171a;margin-bottom:24px;max-width:680px}.simpalm-brazil-wrapper .post-meta{display:flex;align-items:center;gap:16px;font-size:13px;color:var(--ink-faint);flex-wrap:wrap}.simpalm-brazil-wrapper .byline-row{display:flex;align-items:center;gap:12px;margin-top:20px;padding-top:20px;border-top:1px solid var(--rule)}.simpalm-brazil-wrapper .byline-avatar{width:40px;height:40px;border-radius:50%;background:#173561;color:#fff;font-size:12px;font-weight:700;display:flex;align-items:center;justify-content:center;flex-shrink:0;letter-spacing:.04em}.simpalm-brazil-wrapper .byline-text{font-size:13px;color:var(--ink-faint);line-height:1.45}.simpalm-brazil-wrapper .byline-text strong{color:var(--ink);display:block}.simpalm-brazil-wrapper .prose p{margin-bottom:1.5rem;color:#444}.simpalm-brazil-wrapper .prose p:last-child{margin-bottom:0}.simpalm-brazil-wrapper .prose p.lead{font-family:var(--serif);font-size:19px;font-style:italic;line-height:1.7;color:#173561;margin-bottom:1.75rem}.simpalm-brazil-wrapper .prose h2{font-family:var(--serif);font-size:22px;font-weight:700;color:#17171a;margin:3rem 0 1rem;line-height:1.3}.simpalm-brazil-wrapper .prose ul{list-style:none;padding:0;margin:1rem 0 1.5rem}.simpalm-brazil-wrapper .prose ul li{padding:6px 0 6px 22px;position:relative;color:#444;font-size:16px;line-height:1.6;border-bottom:1px solid var(--rule)}.simpalm-brazil-wrapper .prose ul li:last-child{border-bottom:none}.simpalm-brazil-wrapper .prose ul li:before{content:'';position:absolute;left:0;top:15px;width:7px;height:7px;border-radius:50%;background:#c89a2d}.simpalm-brazil-wrapper .pull-quote{font-family:var(--serif);font-size:19px;font-style:italic;line-height:1.55;color:#214d87;border-left:3px solid #c89a2d;padding:10px 0 10px 24px;margin:2.5rem 0}.simpalm-brazil-wrapper .section-divider{border:none;border-top:1px solid var(--rule);margin:3rem 0}.simpalm-brazil-wrapper .source-note{font-size:12px;color:var(--ink-faint);font-style:italic;margin-top:-.75rem;margin-bottom:1.5rem}.simpalm-brazil-wrapper .w-shell{background:#173561;border-radius:16px;border-left:5px solid #c89a2d;box-shadow:0 6px 28px rgba(15,30,60,.22);padding:28px;margin:2.5rem 0}.simpalm-brazil-wrapper .w-title{font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:#c89a2d;margin-bottom:20px;display:flex;align-items:center;gap:10px}.simpalm-brazil-wrapper .w-title:after{content:'';flex:1;height:1px;background:rgba(255,255,255,.12)}.simpalm-brazil-wrapper .stat-row{display:grid;grid-template-columns:repeat(auto-fit,minmax(140px,1fr));gap:14px}.simpalm-brazil-wrapper .stat-cell{background:#1e4070;border-radius:12px;padding:26px 14px;text-align:center;position:relative;overflow:hidden}.simpalm-brazil-wrapper .stat-cell:after{content:'';position:absolute;bottom:0;left:0;right:0;height:3px;background:rgba(200,154,45,.5)}.simpalm-brazil-wrapper .stat-num{font-family:var(--serif);font-size:36px;font-weight:700;color:#c89a2d;line-height:1;margin-bottom:10px}.simpalm-brazil-wrapper .stat-lbl{font-size:12px;color:rgba(255,255,255,.8);line-height:1.5}.simpalm-brazil-wrapper .city-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px}@media (max-width:520px){.simpalm-brazil-wrapper .city-grid{grid-template-columns:1fr}}.simpalm-brazil-wrapper .city-card{background:#1e4070;border-radius:12px;padding:20px 18px;border-top:3px solid rgba(200,154,45,.4)}.simpalm-brazil-wrapper .city-card-header{display:flex;align-items:center;gap:10px;margin-bottom:12px}.simpalm-brazil-wrapper .city-flag{width:32px;height:32px;border-radius:8px;background:rgba(200,154,45,.15);display:flex;align-items:center;justify-content:center;font-size:18px;flex-shrink:0}.simpalm-brazil-wrapper .city-name{font-size:14px;font-weight:700;color:#fff}.simpalm-brazil-wrapper .city-region{font-size:11px;color:rgba(255,255,255,.4);margin-top:2px}.simpalm-brazil-wrapper .city-tags{display:flex;flex-wrap:wrap;gap:6px}.simpalm-brazil-wrapper .city-tag{font-size:11px;font-weight:600;padding:3px 9px;border-radius:20px;background:rgba(200,154,45,.14);color:#c89a2d;border:1px solid rgba(200,154,45,.28);white-space:nowrap}.simpalm-brazil-wrapper .role-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px}@media (max-width:500px){.simpalm-brazil-wrapper .role-grid{grid-template-columns:1fr}}.simpalm-brazil-wrapper .role-card{background:#1e4070;border-radius:12px;padding:18px 16px;display:flex;gap:12px;align-items:flex-start}.simpalm-brazil-wrapper .role-icon{flex-shrink:0;width:34px;height:34px;border-radius:8px;background:rgba(200,154,45,.14);display:flex;align-items:center;justify-content:center}.simpalm-brazil-wrapper .role-icon svg{width:16px;height:16px;stroke:#c89a2d;fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}.simpalm-brazil-wrapper .role-body{color:#fff !important;font-size:14px}.simpalm-brazil-wrapper .role-body strong{display:block;font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.07em;color:#c89a2d !important;margin-bottom:4px}.simpalm-brazil-wrapper .role-body span{font-size:13px;color:rgba(255,255,255,.75);line-height:1.5}.simpalm-brazil-wrapper .contrast-wrap{display:grid;grid-template-columns:1fr 1fr;gap:14px}@media (max-width:520px){.simpalm-brazil-wrapper .contrast-wrap{grid-template-columns:1fr}}.simpalm-brazil-wrapper .contrast-col{background:#1e4070;border-radius:12px;padding:22px 20px}.simpalm-brazil-wrapper .contrast-col-header{display:flex;align-items:center;gap:10px;margin-bottom:14px;padding-bottom:12px;border-bottom:1px solid rgba(255,255,255,.1)}.simpalm-brazil-wrapper .contrast-flag{width:32px;height:32px;border-radius:8px;display:flex;align-items:center;justify-content:center;font-size:18px;flex-shrink:0}.simpalm-brazil-wrapper .contrast-col.manila .contrast-flag{background:rgba(255,255,255,.07)}.simpalm-brazil-wrapper .contrast-col.brazil .contrast-flag{background:rgba(200,154,45,.15)}.simpalm-brazil-wrapper .contrast-col-title{font-size:13px;font-weight:700}.simpalm-brazil-wrapper .contrast-col.manila .contrast-col-title{color:rgba(255,255,255,.55)}.simpalm-brazil-wrapper .contrast-col.brazil .contrast-col-title{color:#c89a2d}.simpalm-brazil-wrapper .contrast-col-sub{font-size:11px;margin-top:2px}.simpalm-brazil-wrapper .contrast-col.manila .contrast-col-sub{color:rgba(255,255,255,.3)}.simpalm-brazil-wrapper .contrast-col.brazil .contrast-col-sub{color:rgba(200,154,45,.55)}.simpalm-brazil-wrapper .contrast-timeline{list-style:none;padding:0;margin:0}.simpalm-brazil-wrapper .contrast-timeline li{display:flex;gap:12px;align-items:flex-start;padding:7px 0;border-bottom:1px solid rgba(255,255,255,.06);font-size:13px;line-height:1.45;color:#fff !important;font-size:14px}.simpalm-brazil-wrapper .contrast-timeline li:last-child{border-bottom:none}.simpalm-brazil-wrapper .contrast-time{font-size:11px;font-weight:600;white-space:nowrap;margin-top:2px;min-width:52px}.simpalm-brazil-wrapper .contrast-col.manila .contrast-time{color:rgba(255,255,255,.35)}.simpalm-brazil-wrapper .contrast-col.brazil .contrast-time{color:#c89a2d}.simpalm-brazil-wrapper .contrast-timeline li span{color:rgba(255,255,255,.75)}.simpalm-brazil-wrapper .tz-grid{display:grid;grid-template-columns:1fr;gap:10px}.simpalm-brazil-wrapper .tz-row{background:#1e4070;border-radius:10px;padding:14px 18px;display:flex;align-items:center;gap:14px}.simpalm-brazil-wrapper .tz-city{min-width:160px;flex-shrink:0}.simpalm-brazil-wrapper .tz-city-name{font-size:13px;font-weight:600;color:#fff}.simpalm-brazil-wrapper .tz-city-offset{font-size:11px;color:rgba(255,255,255,.4);margin-top:2px}.simpalm-brazil-wrapper .tz-bar-track{flex:1;height:10px;background:rgba(255,255,255,.08);border-radius:5px;position:relative;overflow:hidden}.simpalm-brazil-wrapper .tz-bar-fill{height:100%;border-radius:5px;position:absolute;top:0}.simpalm-brazil-wrapper .tz-overlap{font-size:12px;font-weight:600;white-space:nowrap;min-width:80px;text-align:right}.simpalm-brazil-wrapper .tz-row.highlight{border:1px solid rgba(200,154,45,.3)}.simpalm-brazil-wrapper .tz-overlap.strong{color:#c89a2d}.simpalm-brazil-wrapper .tz-overlap.mid{color:rgba(255,255,255,.55)}.simpalm-brazil-wrapper .tz-overlap.low{color:rgba(255,255,255,.3)}.simpalm-brazil-wrapper .shift-compare{display:grid;grid-template-columns:1fr 1fr;gap:12px}@media (max-width:520px){.simpalm-brazil-wrapper .shift-compare{grid-template-columns:1fr}}.simpalm-brazil-wrapper .shift-col{background:#1e4070;border-radius:12px;padding:22px 18px}.simpalm-brazil-wrapper .shift-col-label{font-size:10px;font-weight:700;letter-spacing:.13em;text-transform:uppercase;margin-bottom:12px;padding-bottom:10px;border-bottom:1px solid rgba(255,255,255,.1)}.simpalm-brazil-wrapper .shift-col.night .shift-col-label{color:rgba(255,255,255,.38)}.simpalm-brazil-wrapper .shift-col.day .shift-col-label{color:#c89a2d}.simpalm-brazil-wrapper .shift-items{list-style:none;padding:0;margin:0}.simpalm-brazil-wrapper .shift-items li{font-size:13px;padding:6px 0;border-bottom:1px solid rgba(255,255,255,.07);display:flex;gap:8px;align-items:center;line-height:1.45}.simpalm-brazil-wrapper .shift-items li:last-child{border-bottom:none}.simpalm-brazil-wrapper .shift-items li:before{content:'';width:6px;height:6px;border-radius:50%;flex-shrink:0}.simpalm-brazil-wrapper .shift-col.night .shift-items li{color:rgba(255,255,255,.58)}.simpalm-brazil-wrapper .shift-col.night .shift-items li:before{background:rgba(240,128,128,.45)}.simpalm-brazil-wrapper .shift-col.day .shift-items li{color:rgba(255,255,255,.88);font-weight:500}.simpalm-brazil-wrapper .shift-col.day .shift-items li:before{background:#c89a2d}.simpalm-brazil-wrapper .outcome-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:12px}.simpalm-brazil-wrapper .outcome-card{background:#1e4070;border-radius:12px;padding:20px 16px;text-align:center}.simpalm-brazil-wrapper .outcome-icon{width:40px;height:40px;border-radius:10px;background:rgba(200,154,45,.15);display:flex;align-items:center;justify-content:center;margin:0 auto 12px}.simpalm-brazil-wrapper .outcome-icon svg{width:18px;height:18px;stroke:#c89a2d;fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}.simpalm-brazil-wrapper .outcome-card strong{display:block;font-size:12px;font-weight:700;color:#c89a2d !important;text-transform:uppercase;letter-spacing:.07em;margin-bottom:6px}.simpalm-brazil-wrapper .outcome-card p{color:#fff;font-size:14px}.simpalm-brazil-wrapper .outcome-card span{font-size:12.5px;color:rgba(255,255,255,.7);line-height:1.45}.simpalm-brazil-wrapper .chart-wrap{background:#173561;border-radius:16px;padding:28px;margin:2.5rem 0;box-shadow:0 6px 28px rgba(15,30,60,.22);border-left:5px solid #c89a2d}.simpalm-brazil-wrapper .chart-title{font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.14em;color:#c89a2d;margin-bottom:22px;display:flex;align-items:center;gap:10px}.simpalm-brazil-wrapper .chart-title:after{content:'';flex:1;height:1px;background:rgba(255,255,255,.12)}.simpalm-brazil-wrapper .bridge-box{background:#173561;border-radius:16px;border-left:5px solid #c89a2d;box-shadow:0 6px 28px rgba(15,30,60,.22);padding:28px 32px;margin:3rem 0;display:flex;align-items:center;gap:24px}@media (max-width:520px){.simpalm-brazil-wrapper .bridge-box{flex-direction:column;gap:16px}}.simpalm-brazil-wrapper .bridge-icon{flex-shrink:0;width:48px;height:48px;background:rgba(200,154,45,.15);border-radius:12px;display:flex;align-items:center;justify-content:center}.simpalm-brazil-wrapper .bridge-icon svg{width:22px;height:22px;stroke:#c89a2d;fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}.simpalm-brazil-wrapper .bridge-text{flex:1}.simpalm-brazil-wrapper .bridge-label{font-size:10px;font-weight:700;text-transform:uppercase;letter-spacing:.12em;color:#c89a2d;margin-bottom:4px}.simpalm-brazil-wrapper .bridge-heading{font-family:var(--serif);font-size:16px;font-weight:700;color:#fff;margin-bottom:6px;line-height:1.3}.simpalm-brazil-wrapper .bridge-sub{font-size:13px;color:rgba(255,255,255,.65);line-height:1.5}.simpalm-brazil-wrapper .bridge-btn{flex-shrink:0;display:inline-block;background:#c89a2d;color:#173561;font-size:13px;font-weight:700;padding:10px 20px;border-radius:8px;text-decoration:none;white-space:nowrap;transition:opacity .15s}.simpalm-brazil-wrapper .bridge-btn:hover{opacity:.88}.simpalm-brazil-wrapper .author-bio{display:flex;align-items:flex-start;gap:18px;padding:1.75rem 0;border-top:1px solid var(--rule);border-bottom:1px solid var(--rule);margin:2.75rem 0 2.25rem}.simpalm-brazil-wrapper .bio-avatar{width:52px;height:52px;border-radius:50%;background:#173561;color:#fff;font-size:14px;font-weight:700;display:flex;align-items:center;justify-content:center;flex-shrink:0;letter-spacing:.04em}.simpalm-brazil-wrapper .bio-name{font-size:15px;font-weight:700;color:#17171a;margin-bottom:2px}.simpalm-brazil-wrapper .bio-role{font-size:12px;color:#9a7320;font-weight:600;margin-bottom:8px}.simpalm-brazil-wrapper .bio-text{font-size:13.5px;color:var(--ink-muted);line-height:1.65}.simpalm-brazil-wrapper .cta-block{background:#173561;border-radius:16px;padding:48px 44px;margin-top:3rem;text-align:center;position:relative;overflow:hidden;box-shadow:0 6px 28px rgba(15,30,60,.22);border-left:5px solid #c89a2d}.simpalm-brazil-wrapper .cta-block:before{content:'';position:absolute;top:0;left:0;right:0;height:4px;background:#c89a2d}.simpalm-brazil-wrapper .cta-block h2{font-family:var(--serif);font-size:22px;color:#c89a2d;margin-bottom:12px}.simpalm-brazil-wrapper .cta-block p{color:rgba(255,255,255,.75);font-size:15px;margin-bottom:1.5rem;line-height:1.7}.simpalm-brazil-wrapper .cta-btn{display:inline-block;background:#c89a2d;color:#173561;font-size:14px;font-weight:700;padding:13px 28px;border-radius:8px;text-decoration:none;transition:opacity .15s}.simpalm-brazil-wrapper .cta-btn:hover{opacity:.88}.simpalm-specialized-wrapper *,.simpalm-specialized-wrapper *:before,.simpalm-specialized-wrapper *:after{box-sizing:border-box;margin:0;padding:0}.simpalm-specialized-wrapper{--brand-blue:#214d87;--brand-blue-dark:#173561;--brand-blue-mid:#1e4070;--brand-gold:#c89a2d;--brand-gold-dark:#9a7320;--sans:'DM Sans',system-ui,sans-serif;--serif:'Libre Baskerville',Georgia,serif;--ink:#444;--ink-muted:#666;--ink-faint:#999;--rule:#e0e0e0;background:#f7f7f7 !important;color:#444;font-family:var(--sans);font-size:17px;line-height:1.75;-webkit-font-smoothing:antialiased;padding-bottom:40px}.simpalm-specialized-wrapper .site-nav{background:#173561;position:sticky;top:0;z-index:100;box-shadow:0 2px 16px rgba(15,30,60,.28)}.simpalm-specialized-wrapper .nav-inner{max-width:960px;margin:0 auto;padding:0 24px;height:52px;display:flex;align-items:center}.simpalm-specialized-wrapper .nav-logo{font-family:var(--serif);font-size:15px;font-weight:700;color:#fff;text-decoration:none;margin-right:auto;display:flex;align-items:center;gap:8px}.simpalm-specialized-wrapper .nav-logo-dot{width:7px;height:7px;border-radius:50%;background:#c89a2d;flex-shrink:0}.simpalm-specialized-wrapper .nav-label{font-size:10px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:rgba(255,255,255,.4);margin-right:14px;white-space:nowrap}.simpalm-specialized-wrapper .nav-posts{display:flex;gap:4px;list-style:none;flex-wrap:wrap}.simpalm-specialized-wrapper .nav-posts li a{display:block;padding:6px 12px;font-size:12px;font-weight:500;color:rgba(255,255,255,.72);text-decoration:none;border-radius:6px;transition:background .15s,color .15s;white-space:nowrap;border:1px solid transparent}.simpalm-specialized-wrapper .nav-posts li a:hover{background:rgba(255,255,255,.09);color:#fff}.simpalm-specialized-wrapper .nav-posts li a.active{background:rgba(200,154,45,.15);color:#c89a2d;border-color:rgba(200,154,45,.3)}.simpalm-specialized-wrapper .page-wrapper{max-width:760px;margin:0 auto;padding:0 24px 80px}.simpalm-specialized-wrapper .post-header{padding:48px 0 48px;border-bottom:1px solid var(--rule);margin-bottom:56px;position:relative}.simpalm-specialized-wrapper .brand-bar{position:absolute;top:0;left:-24px;right:-24px;height:4px;background:#214d87}.simpalm-specialized-wrapper .brand-bar-inner{height:4px;width:80px;background:#c89a2d}.simpalm-specialized-wrapper .post-eyebrow{font-size:11px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--brand-gold-dark);margin-bottom:18px;display:flex;align-items:center;gap:10px}.simpalm-specialized-wrapper .post-eyebrow:before{content:'';display:inline-block;width:28px;height:2px;background:#c89a2d;border-radius:1px}.simpalm-specialized-wrapper h1.post-title{font-family:var(--serif);font-size:clamp(24px,4vw,36px);line-height:1.2;font-weight:700;color:#17171a;margin-bottom:24px;max-width:680px}.simpalm-specialized-wrapper .post-meta{display:flex;align-items:center;gap:16px;font-size:13px;color:var(--ink-faint)}.simpalm-specialized-wrapper .prose p{margin-bottom:1.5rem;color:#444}.simpalm-specialized-wrapper .prose p:last-child{margin-bottom:0}.simpalm-specialized-wrapper .prose h2{font-family:var(--serif);font-size:22px;font-weight:700;color:#17171a;margin:3rem 0 1rem;line-height:1.3}.simpalm-specialized-wrapper .pull-quote{font-family:var(--serif);font-size:19px;font-style:italic;line-height:1.55;color:#214d87;border-left:3px solid #c89a2d;padding:10px 0 10px 24px;margin:2.5rem 0}.simpalm-specialized-wrapper .prose ul{list-style:none;padding:0;margin:1rem 0 1.5rem}.simpalm-specialized-wrapper .prose ul li{padding:6px 0 6px 22px;position:relative;color:#444;font-size:16px;line-height:1.6}.simpalm-specialized-wrapper .prose ul li:before{content:'';position:absolute;left:0;top:12px;width:7px;height:7px;border-radius:50%;background:#c89a2d}.simpalm-specialized-wrapper .section-divider{border:none;border-top:1px solid var(--rule);margin:3rem 0}.simpalm-specialized-wrapper .source-note{font-size:12px;color:var(--ink-faint);font-style:italic;margin-top:-.75rem;margin-bottom:1.5rem}.simpalm-specialized-wrapper .w-shell{background:#173561;border-radius:16px;border-left:5px solid #c89a2d;box-shadow:0 6px 28px rgba(15,30,60,.22);padding:28px;margin:2.5rem 0}.simpalm-specialized-wrapper .w-title{font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:#c89a2d;margin-bottom:20px;display:flex;align-items:center;gap:10px}.simpalm-specialized-wrapper .w-title:after{content:'';flex:1;height:1px;background:rgba(255,255,255,.12)}.simpalm-specialized-wrapper .trait-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px}@media (max-width:500px){.simpalm-specialized-wrapper .trait-grid{grid-template-columns:1fr}}.simpalm-specialized-wrapper .trait-card{background:#1e4070;border-radius:12px;padding:18px 16px;display:flex;gap:14px;align-items:flex-start}.simpalm-specialized-wrapper .trait-icon{flex-shrink:0;width:36px;height:36px;border-radius:8px;background:rgba(200,154,45,.15);display:flex;align-items:center;justify-content:center}.simpalm-specialized-wrapper .trait-icon svg{width:17px;height:17px;stroke:#c89a2d;fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}.simpalm-specialized-wrapper .trait-body strong{display:block;font-size:13px;font-weight:700;color:#fff !important;margin-bottom:3px}.simpalm-specialized-wrapper .trait-body span{font-size:12.5px;color:rgba(255,255,255,.7);line-height:1.5}.simpalm-specialized-wrapper .sector-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));gap:12px}.simpalm-specialized-wrapper .sector-card{background:#1e4070;border-radius:12px;padding:20px 18px}.simpalm-specialized-wrapper .sector-card-header{display:flex;align-items:center;gap:10px;margin-bottom:14px;padding-bottom:12px;border-bottom:1px solid rgba(255,255,255,.1)}.simpalm-specialized-wrapper .sector-badge{width:34px;height:34px;border-radius:8px;background:rgba(200,154,45,.15);display:flex;align-items:center;justify-content:center;flex-shrink:0}.simpalm-specialized-wrapper .sector-badge svg{width:17px;height:17px;stroke:#c89a2d;fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}.simpalm-specialized-wrapper .sector-card-title{font-size:13px;font-weight:700;color:#c89a2d;line-height:1.3}.simpalm-specialized-wrapper .sector-card ul{list-style:none;padding:0;margin:0}.simpalm-specialized-wrapper .sector-card ul li{font-size:12.5px;color:rgba(255,255,255,.78);padding:5px 0 5px 15px;border-bottom:1px solid rgba(255,255,255,.06);display:flex;gap:7px;align-items:center;line-height:1.4}.simpalm-specialized-wrapper .sector-card ul li:last-child{border-bottom:none}.simpalm-specialized-wrapper .sector-card ul li:before{content:'';width:5px;height:5px;border-radius:50%;background:#c89a2d;flex-shrink:0}.simpalm-specialized-wrapper .hardmode-wrap{display:grid;grid-template-columns:1fr 1fr;gap:14px}@media (max-width:520px){.simpalm-specialized-wrapper .hardmode-wrap{grid-template-columns:1fr}}.simpalm-specialized-wrapper .hardmode-col{background:#1e4070;border-radius:12px;padding:22px 20px}.simpalm-specialized-wrapper .hardmode-col-label{font-size:10px;font-weight:700;letter-spacing:.13em;text-transform:uppercase;margin-bottom:14px;padding-bottom:10px;border-bottom:1px solid rgba(255,255,255,.1)}.simpalm-specialized-wrapper .hardmode-col.env .hardmode-col-label{color:rgba(255,255,255,.38)}.simpalm-specialized-wrapper .hardmode-col.skill .hardmode-col-label{color:#c89a2d}.simpalm-specialized-wrapper .hardmode-items{list-style:none;padding:0;margin:0}.simpalm-specialized-wrapper .hardmode-items li{font-size:13px;padding:7px 0;border-bottom:1px solid rgba(255,255,255,.07);display:flex;gap:8px;align-items:center;line-height:1.45}.simpalm-specialized-wrapper .hardmode-items li:last-child{border-bottom:none}.simpalm-specialized-wrapper .hardmode-items li:before{content:'';width:6px;height:6px;border-radius:50%;flex-shrink:0}.simpalm-specialized-wrapper .hardmode-col.env .hardmode-items li{color:rgba(255,255,255,.62)}.simpalm-specialized-wrapper .hardmode-col.env .hardmode-items li:before{background:rgba(255,255,255,.25)}.simpalm-specialized-wrapper .hardmode-col.skill .hardmode-items li{color:rgba(255,255,255,.9);font-weight:500}.simpalm-specialized-wrapper .hardmode-col.skill .hardmode-items li:before{background:#c89a2d}.simpalm-specialized-wrapper .stat-row{display:grid;grid-template-columns:repeat(auto-fit,minmax(140px,1fr));gap:14px}.simpalm-specialized-wrapper .stat-cell{background:#1e4070;border-radius:12px;padding:26px 14px;text-align:center;position:relative;overflow:hidden}.simpalm-specialized-wrapper .stat-cell:after{content:'';position:absolute;bottom:0;left:0;right:0;height:3px;background:rgba(200,154,45,.5)}.simpalm-specialized-wrapper .stat-num{font-family:var(--serif);font-size:36px;font-weight:700;color:#c89a2d;line-height:1;margin-bottom:10px}.simpalm-specialized-wrapper .stat-lbl{font-size:12px;color:rgba(255,255,255,.8);line-height:1.5}.simpalm-specialized-wrapper .chart-wrap{background:#173561;border-radius:16px;padding:28px;margin:2.5rem 0;box-shadow:0 6px 28px rgba(15,30,60,.22);border-left:5px solid #c89a2d}.simpalm-specialized-wrapper .chart-title{font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.14em;color:#c89a2d;margin-bottom:22px;display:flex;align-items:center;gap:10px}.simpalm-specialized-wrapper .chart-title:after{content:'';flex:1;height:1px;background:rgba(255,255,255,.12)}.simpalm-specialized-wrapper .demand-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px}@media (max-width:500px){.simpalm-specialized-wrapper .demand-grid{grid-template-columns:1fr}}.simpalm-specialized-wrapper .demand-card{background:#1e4070;border-radius:12px;padding:16px 18px;display:flex;gap:12px;align-items:flex-start}.simpalm-specialized-wrapper .demand-num{flex-shrink:0;width:30px;height:30px;border-radius:50%;background:#c89a2d;color:#173561;font-weight:800;font-size:13px;display:flex;align-items:center;justify-content:center;font-family:var(--serif)}.simpalm-specialized-wrapper .demand-card strong{display:block;font-size:13px;font-weight:700;color:#fff !important;margin-bottom:3px}.simpalm-specialized-wrapper .demand-card span{font-size:12.5px;color:rgba(255,255,255,.7);line-height:1.5}.simpalm-specialized-wrapper .byline-row{display:flex;align-items:center;gap:12px;margin-top:20px;padding-top:20px;border-top:1px solid var(--rule)}.simpalm-specialized-wrapper .byline-avatar{width:40px;height:40px;border-radius:50%;background:#173561;color:#fff;font-size:12px;font-weight:700;display:flex;align-items:center;justify-content:center;flex-shrink:0;letter-spacing:.04em}.simpalm-specialized-wrapper .byline-text{font-size:13px;color:var(--ink-faint);line-height:1.45}.simpalm-specialized-wrapper .byline-text strong{color:var(--ink);display:block}.simpalm-specialized-wrapper .prose p.lead{font-family:var(--serif);font-size:19px;font-style:italic;line-height:1.7;color:#173561;margin-bottom:1.75rem}.simpalm-specialized-wrapper .author-bio{display:flex;align-items:flex-start;gap:18px;padding:1.75rem 0;margin:2.75rem 0 2.25rem}.simpalm-specialized-wrapper .bio-avatar{width:52px;height:52px;border-radius:50%;background:#173561;color:#fff;font-size:14px;font-weight:700;display:flex;align-items:center;justify-content:center;flex-shrink:0;letter-spacing:.04em}.simpalm-specialized-wrapper .bio-name{font-size:15px;font-weight:700;color:#17171a;margin-bottom:2px}.simpalm-specialized-wrapper .bio-role{font-size:12px;color:#9a7320;font-weight:600;margin-bottom:8px}.simpalm-specialized-wrapper .bio-text{font-size:13.5px;color:var(--ink-muted);line-height:1.65}.simpalm-specialized-wrapper .bridge-box{background:#173561;border-radius:16px;border-left:5px solid #c89a2d;box-shadow:0 6px 28px rgba(15,30,60,.22);padding:28px 32px;margin:3rem 0;display:flex;align-items:center;gap:24px}@media (max-width:520px){.simpalm-specialized-wrapper .bridge-box{flex-direction:column;gap:16px}}.simpalm-specialized-wrapper .bridge-icon{flex-shrink:0;width:48px;height:48px;background:rgba(200,154,45,.15);border-radius:12px;display:flex;align-items:center;justify-content:center}.simpalm-specialized-wrapper .bridge-icon svg{width:22px;height:22px;stroke:#c89a2d;fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}.simpalm-specialized-wrapper .bridge-text{flex:1}.simpalm-specialized-wrapper .bridge-label{font-size:10px;font-weight:700;text-transform:uppercase;letter-spacing:.12em;color:#c89a2d;margin-bottom:4px}.simpalm-specialized-wrapper .bridge-heading{font-family:var(--serif);font-size:16px;font-weight:700;color:#fff;margin-bottom:6px;line-height:1.3}.simpalm-specialized-wrapper .bridge-sub{font-size:13px;color:rgba(255,255,255,.65);line-height:1.5}.simpalm-specialized-wrapper .bridge-btn{flex-shrink:0;display:inline-block;background:#c89a2d;color:#173561;font-size:13px;font-weight:700;padding:10px 20px;border-radius:8px;text-decoration:none;white-space:nowrap;transition:opacity .15s}.simpalm-specialized-wrapper .bridge-btn:hover{opacity:.88}.simpalm-specialized-wrapper .cta-block{background:#173561;border-radius:16px;padding:48px 44px;margin-top:3rem;text-align:center;position:relative;overflow:hidden;box-shadow:0 6px 28px rgba(15,30,60,.22);border-left:5px solid #c89a2d}.simpalm-specialized-wrapper .cta-block:before{content:'';position:absolute;top:0;left:0;right:0;height:4px;background:#c89a2d}.simpalm-specialized-wrapper .cta-block h2{font-family:var(--serif);font-size:22px;color:#c89a2d;margin-bottom:10px}.simpalm-specialized-wrapper .cta-block p{color:rgba(255,255,255,.75);font-size:15px;margin:0}<link href="https://fonts.googleapis.com/css2?family=Playfair+Display:wght@400;600;700&family=Inter:wght@300;400;500;600&family=Space+Mono:wght@400;700&display=swap" rel="stylesheet">.simpalm-profit-wrapper *,.simpalm-profit-wrapper *:before,.simpalm-profit-wrapper *:after{box-sizing:border-box;margin:0;padding:0}.simpalm-profit-wrapper{--navy:#0d1f3c;--slate:#1e3a5f;--gold:#c8992a;--gold-light:#f0c255;--cream:#f7f7f7;--warm-gray:#f0ede8;--text:#1a1a2e;--muted:#6b7280;--white:#fff;--border:#ddd8d0;--red-soft:#fef2f2;--red-text:#991b1b;font-family:'Inter',sans-serif;background:var(--cream);color:var(--text);line-height:1.7;font-size:17px}.simpalm-profit-wrapper .topbar{background:var(--navy);color:rgba(255,255,255,.55);font-size:12px;font-family:'Space Mono',monospace;letter-spacing:.08em;text-transform:uppercase;padding:10px 40px;display:flex;justify-content:space-between;align-items:center}.simpalm-profit-wrapper .topbar a{color:var(--gold-light);text-decoration:none}.simpalm-profit-wrapper .hero{background:var(--navy);color:var(--white);padding:80px 40px 70px;position:relative;overflow:hidden}.simpalm-profit-wrapper .hero:before{content:'';position:absolute;top:-80px;right:-80px;width:500px;height:500px;border-radius:50%;border:90px solid rgba(200,153,42,.06);pointer-events:none}.simpalm-profit-wrapper .hero-inner{max-width:780px;margin:0 auto;position:relative;z-index:1}.simpalm-profit-wrapper .eyebrow{display:inline-flex;align-items:center;gap:10px;font-family:'Space Mono',monospace;font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:var(--gold-light);margin-bottom:28px}.simpalm-profit-wrapper .eyebrow:before{content:'';display:block;width:32px;height:1px;background:var(--gold)}.simpalm-profit-wrapper .hero h1{font-family:'Playfair Display',serif;font-size:clamp(30px,5vw,50px);font-weight:700;line-height:1.15;margin-bottom:24px;letter-spacing:-.02em}.simpalm-profit-wrapper .hero h1 em{font-style:normal;color:var(--gold-light)}.simpalm-profit-wrapper .hero-meta{display:flex;gap:28px;flex-wrap:wrap;font-size:13px;color:rgba(255,255,255,.45);font-family:'Space Mono',monospace;margin-bottom:36px}.simpalm-profit-wrapper .hero-deck{font-size:19px;color:rgba(255,255,255,.72);line-height:1.65;max-width:640px;border-left:3px solid var(--gold);padding-left:20px}.simpalm-profit-wrapper .article-wrap{max-width:780px;margin:0 auto;padding:0}.simpalm-profit-wrapper .prose p{margin-bottom:22px;color:#2c2c3e;font-size:17px;line-height:1.8}.simpalm-profit-wrapper .prose p strong{color:var(--navy);font-weight:600}.simpalm-profit-wrapper .prose h2{font-family:'Playfair Display',serif;font-size:28px;font-weight:700;color:var(--navy);margin:56px 0 18px;line-height:1.25}.simpalm-profit-wrapper .prose h2:after{content:'';display:block;width:40px;height:3px;background:var(--gold);margin-top:10px;border-radius:2px}.simpalm-profit-wrapper .pull-quote{background:var(--navy);color:var(--white);border-radius:4px;padding:36px 40px;margin:40px 0;position:relative}.simpalm-profit-wrapper .pull-quote:before{content:'\201C';font-family:'Playfair Display',serif;font-size:80px;color:var(--gold);line-height:1;position:absolute;top:16px;left:28px;opacity:.5}.simpalm-profit-wrapper .pull-quote p{font-family:'Playfair Display',serif;font-size:22px;line-height:1.5;color:var(--white) !important;padding-left:36px;margin:0 !important}.simpalm-profit-wrapper .insight{background:var(--warm-gray);border-left:4px solid var(--gold);border-radius:0 6px 6px 0;padding:22px 28px;margin:32px 0;font-size:16px;color:var(--slate);line-height:1.7}.simpalm-profit-wrapper .insight strong{color:var(--navy)}.simpalm-profit-wrapper .founders-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:36px 0}.simpalm-profit-wrapper .founder-card{background:var(--white);border:1px solid var(--border);border-radius:8px;overflow:hidden}.simpalm-profit-wrapper .founder-card-top{padding:16px 20px 14px;border-bottom:1px solid var(--border)}.simpalm-profit-wrapper .founder-card-top p{display:none}.simpalm-profit-wrapper .founder-type{font-family:'Space Mono',monospace;font-size:10px;text-transform:uppercase;letter-spacing:.1em;color:var(--gold);font-weight:700;margin-bottom:6px}.simpalm-profit-wrapper .founder-card h4{font-family:'Playfair Display',serif;font-size:18px;color:var(--navy);margin:0}.simpalm-profit-wrapper .founder-card p{font-size:13px !important;color:var(--muted) !important;line-height:1.65 !important;margin:0 !important;padding:16px 20px}.simpalm-profit-wrapper .numbers-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:36px 0}.simpalm-profit-wrapper .number-card{background:var(--white);border:1px solid var(--border);border-radius:8px;padding:24px 24px 22px;position:relative}.simpalm-profit-wrapper .number-card:before{content:attr(data-n);position:absolute;top:20px;right:20px;font-family:'Playfair Display',serif;font-size:52px;font-weight:700;color:rgba(200,153,42,.08);line-height:1}.simpalm-profit-wrapper .number-card h4{font-family:'Playfair Display',serif;font-size:17px;color:var(--navy);margin-bottom:10px;line-height:1.3}.simpalm-profit-wrapper .number-card p{font-size:13px !important;color:var(--muted) !important;line-height:1.65 !important;margin:0 !important}.simpalm-profit-wrapper .number-card .benchmark{display:inline-block;margin-top:10px;background:var(--warm-gray);color:var(--navy);font-family:'Space Mono',monospace;font-size:11px;font-weight:700;padding:4px 10px;border-radius:3px;letter-spacing:.04em}.simpalm-profit-wrapper .assessment{background:var(--navy);border-radius:8px;padding:36px 40px;margin:40px 0;color:var(--white)}.simpalm-profit-wrapper .assessment h3{font-family:'Playfair Display',serif;font-size:22px;color:var(--gold-light);margin-bottom:24px}.simpalm-profit-wrapper .assessment-item{display:flex;align-items:center;gap:14px;padding:12px 0;border-bottom:1px solid rgba(255,255,255,.07);font-size:15px;color:rgba(255,255,255,.78);line-height:1.5}.simpalm-profit-wrapper .assessment-item:last-child{border-bottom:none}.simpalm-profit-wrapper .check-box{width:20px;height:20px;border:2px solid rgba(200,153,42,.5);border-radius:4px;flex-shrink:0;margin-top:1px}.simpalm-profit-wrapper .assessment-item p{margin:0;color:#fff !important}.simpalm-profit-wrapper .cta-block{background:var(--navy);border-radius:10px;padding:56px 48px;text-align:center;margin-top:64px;position:relative;overflow:hidden}.simpalm-profit-wrapper .cta-block:before{content:'';position:absolute;top:-80px;right:-80px;width:300px;height:300px;border-radius:50%;border:60px solid rgba(200,153,42,.07)}.simpalm-profit-wrapper .cta-block h2{font-family:'Playfair Display',serif;font-size:30px;color:var(--white);margin-bottom:16px;position:relative}.simpalm-profit-wrapper .cta-block h2:after{display:none}.simpalm-profit-wrapper .cta-block p{color:rgba(255,255,255,.62);font-size:16px;max-width:480px;margin:0 auto 36px;position:relative}.simpalm-profit-wrapper .cta-btn{display:inline-block;background:var(--gold);color:var(--navy);font-family:'Space Mono',monospace;font-size:13px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;padding:16px 36px;border-radius:4px;text-decoration:none;position:relative;transition:background .2s,transform .15s}.simpalm-profit-wrapper .cta-btn:hover{background:var(--gold-light);transform:translateY(-1px)}.simpalm-profit-wrapper .cta-guarantee{margin-top:16px;font-size:12px;color:rgba(255,255,255,.38);font-family:'Space Mono',monospace;letter-spacing:.06em;position:relative}.simpalm-profit-wrapper .footer-note{margin-top:56px;padding-top:28px;border-top:1px solid var(--border);font-size:13px;color:var(--muted);line-height:1.7;font-style:italic}@media (max-width:640px){.simpalm-profit-wrapper .hero{padding:56px 24px 52px}.simpalm-profit-wrapper .article-wrap{padding:40px 24px 80px}.simpalm-profit-wrapper .founders-grid{grid-template-columns:1fr}.simpalm-profit-wrapper .numbers-grid{grid-template-columns:1fr}.simpalm-profit-wrapper .cta-block{padding:40px 24px}.simpalm-profit-wrapper .topbar{flex-direction:column;gap:6px;text-align:center}.simpalm-profit-wrapper .assessment{padding:28px 24px}}